Ultracare Plan Benefits
For Individuals and Families
We have four international health insurance plans ranging from in-patient medical treatment only, right through to a full refund for most in- and out-patient medical treatment. These plans can be easily extended giving you additional cover and extra flexibility with our Optional Add-on Plans.
- UltraCare Plus
- UltraCare Comprehensive
- UltraCare Select
- UltraCare Standard
| UltraCare Plus - All the benefits of the Comprehensive plan but with higher limits plus cover for in-patient psychiatric treatment. UltraCare Plus Plan includes red24 Action Response. |
| Annual Limits |
$3,400,000€3,000,000£2,000,000 |
| In-Patient and Daycare Treatment |
Covered in Full |
| Out-Patient Treatment |
Covered in Full |
| Out-Patient Dental Treatment |
Covered up to 75% of $1,275€1,125£750 |
| Wellness Benefit |
Covered up to $850€750£500 |
| Chronic Medical Conditions |
Covered within the limits in the in-patient, daycare and out-patient sections |
| Maintenance |
Covered up to a lifetime limit of $102,000€90,000£60,000 |
| Compassionate Emergency Visit |
Covered in Full |
| Emergency Evacuation and Repatriation |
Covered in Full |
| red24 |
ActionResponse |
| UltraCare Comprehensive - Full in-patient and daycare treatment with cover for out-patient treatment up to $8,500€7,500£5,000, dental treatment and wellness benefits. UltraCare Comprehensive Plan includes red24 Action Response. |
| Annual Limits |
$1,700,000€1,500,000£1,000,000 |
| In-Patient and Daycare Treatment |
Covered in Full (excluding Psychiatric treatment) |
| Out-Patient Treatment |
Covered up to $8,500€7,500£5,000 *Complementary medicine and treatment, Chinese herbal medicine and Physiotherapy up to a maximum sub-limit of $1,700€1,500£1,000
|
| Out-Patient Dental Treatment |
Covered up to 75% of $850€750£500 |
| Wellness Benefit |
Covered up to $680€600£400 |
| Chronic Medical Conditions |
Covered within the limits in the in-patient, daycare and out-patient sections |
| Maintenance |
Covered up to a lifetime limit of $85,000€75,000£50,000 |
| Compassionate Emergency Visit |
Covered in Full |
| Emergency Evacuation and Repatriation |
Covered in Full |
| red24 |
ActionResponse |
| UltraCare Select - Same benefits as UltraCare Standard Plan plus limited cover for out-patient treatment up to $5,100€,4,500£3,000, cover for chronic medical conditions and terminal illness. UltraCare Select Plan includes red24 Advice Line. |
| Annual Limits |
$1,275,000€1,125,000£750,000 |
| In-Patient and Daycare Treatment |
Covered in Full (excluding Psychiatric treatment) |
| Out-Patient Treatment |
$5,100€,4,500£3,000
*Complementary medicine and treatment, Chinese herbal medicine and Physiotherapy up to a maximum sub-limit of $1,275€1,125£750
|
| Out-Patient Dental Treatment |
Not Covered |
| Wellness Benefit |
Not Covered |
| Chronic Medical Conditions |
Covered within the limits in the in-patient, daycare and out-patient sections |
| Maintenance |
Covered up to a lifetime limit of $68,000€60,000£40,000 |
| Compassionate Emergency Visit |
Covered in Full |
| Emergency Evacuation and Repatriation |
Covered in Full |
| red24 |
AdviceLine |
| UltraCare Standard - Full in-patient and daycare treatment (excluding psychiatric treatment), organ transplant, hospital cash benefit and emergency evacuation and repatriation. UltraCare Standard Plan also includes red24 Advice Line. |
| Annual Limits |
$850,000€750,000£500,000 |
| In-Patient and Daycare Treatment |
Covered in Full (excluding Psychiatric treatment) |
| Out-Patient Treatment |
Not Covered |
| Out-Patient Dental Treatment |
Not Covered |
| Wellness Benefit |
Not Covered |
| Chronic Medical Conditions |
Covered within the limits in the in-patient and daycare section and immediately following in-patient or daycare treatment for a period of 90 days after discharge |
| Maintenance |
Not Covered |
| Compassionate Emergency Visit |
Not Covered |
| Emergency Evacuation and Repatriation |
Covered in Full when relating to in-patient and daycare treatment |
| red24 |
AdviceLine |