Your passport to global protection

International health insurance for individuals, families and groups

Award-winning international health insurance plans for expats, frequent travellers and international business people all over the world.

  • No medical questionnaires to answer in order to apply for cover
  • No permanent exclusions of all pre-existing medical conditions
  • No restrictive hospital lists – complete freedom of choice
  • No time restrictions on access to international helpline
  • Out of Area Emergency Medical Treatment

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Ultracare Plan Benefits

For Individuals and Families

We have four international health insurance plans ranging from in-patient medical treatment only, right through to a full refund for most in- and out-patient medical treatment. These plans can be easily extended giving you additional cover and extra flexibility with our Optional Add-on Plans.

  1. UltraCare Plus
  2. UltraCare Comprehensive
  3. UltraCare Select
  4. UltraCare Standard
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UltraCare Plus - All the benefits of the Comprehensive plan but with higher limits plus cover for in-patient psychiatric treatment. UltraCare Plus Plan includes red24 Action Response.
Annual Limits $3,400,000
In-Patient and Daycare Treatment Covered in Full
Out-Patient Treatment Covered in Full
Out-Patient Dental Treatment Covered up to 75% of $1,275
Wellness Benefit Covered up to $850
Chronic Medical Conditions Covered within the limits in the in-patient, daycare and out-patient sections
Maintenance Covered up to a lifetime limit of $102,000
Compassionate Emergency Visit Covered in Full
Emergency Evacuation and Repatriation Covered in Full
red24 ActionResponse
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UltraCare Comprehensive - Full in-patient and daycare treatment with cover for out-patient treatment up to $8,500, dental treatment and wellness benefits. UltraCare Comprehensive Plan includes red24 Action Response.
Annual Limits $1,700,000
In-Patient and Daycare Treatment Covered in Full
(excluding Psychiatric treatment)
Out-Patient Treatment Covered up to $8,500
*Complementary medicine and treatment, Chinese herbal medicine and Physiotherapy up to a maximum sub-limit of $1,700€1,500£1,000
Out-Patient Dental Treatment Covered up to 75% of $850
Wellness Benefit Covered up to $680
Chronic Medical Conditions Covered within the limits in the in-patient, daycare and out-patient sections
Maintenance Covered up to a lifetime limit of $85,000
Compassionate Emergency Visit Covered in Full
Emergency Evacuation and Repatriation Covered in Full
red24 ActionResponse
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UltraCare Select - Same benefits as UltraCare Standard Plan plus limited cover for out-patient treatment up to $5,100, cover for chronic medical conditions and terminal illness. UltraCare Select Plan includes red24 Advice Line.
Annual Limits $1,275,000
In-Patient and Daycare Treatment Covered in Full
(excluding Psychiatric treatment)
Out-Patient Treatment $5,100 *Complementary medicine and treatment, Chinese herbal medicine and Physiotherapy up to a maximum sub-limit of $1,275€1,125£750
Out-Patient Dental Treatment Not Covered
Wellness Benefit Not Covered
Chronic Medical Conditions Covered within the limits in the in-patient, daycare and out-patient sections
Maintenance Covered up to a lifetime limit of $68,000
Compassionate Emergency Visit Covered in Full
Emergency Evacuation and Repatriation Covered in Full
red24 AdviceLine
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UltraCare Standard - Full in-patient and daycare treatment (excluding psychiatric treatment), organ transplant, hospital cash benefit and emergency evacuation and repatriation. UltraCare Standard Plan also includes red24 Advice Line.
Annual Limits $850,000
In-Patient and Daycare Treatment Covered in Full
(excluding Psychiatric treatment)
Out-Patient Treatment Not Covered
Out-Patient Dental Treatment Not Covered
Wellness Benefit Not Covered
Chronic Medical Conditions Covered within the limits in the in-patient and daycare section and immediately following in-patient or daycare treatment for a period of 90 days after discharge
Maintenance Not Covered
Compassionate Emergency Visit Not Covered
Emergency Evacuation and Repatriation Covered in Full when relating to in-patient and daycare treatment
red24 AdviceLine