We have four international health insurance plans ranging from in-patient medical treatment only, right through to a full refund for most in- and out-patient medical treatment. These plans can be easily extended giving you additional cover and extra flexibility with our Optional Add-on Plans.
UltraCare Standard
Full in-patient and daycare treatment (excluding psychiatric treatment), organ transplant, hospital cash benefit and emergency evacuation and repatriation. UltraCare Standard Plan also includes
red24 Advice Line.
UltraCare Select
Same benefits as UltraCare Standard Plan plus limited cover for out-patient treatment up to $5,100, cover for chronic medical conditions and terminal illness. UltraCare Select Plan includes red24 Advice
Line.
UltraCare Comprehensive
Full in-patient and daycare treatment with cover for out-patient treatment up to $8,500, dental treatment and wellness benefits. UltraCare Comprehensive Plan includes
red24 Action
Response.
UltraCare Plus
All the benefits of the Comprehensive plan but with higher limits plus cover for in-patient psychiatric treatment. UltraCare Plus Plan includes red24 Action
Response.
Annual Limits
Click on each plan to compare annual limits
UltraCare Plus
$3,400,000€3,000,000£2,000,000
UltraCare Comprehensive
$1,700,000€1,500,000£1,000,000
UltraCare Select
$1,275,000€1,125,000£750,000
UltraCare Standard
Quote and buy
In-patient and Daycare Treatment
UltraCare Plus
UltraCare Comprehensive
Covered in Full
(excluding Psychiatric treatment)
UltraCare Select
Covered in Full
(excluding Psychiatric treatment)
UltraCare Standard
Covered in Full
(excluding Psychiatric treatment)
Quote and buy
Out-patient Treatment
Including but not exclusive to Primary consultations and treatment, Psychiatric treatment available after 12 months continuous cover under the plan, Chinese herbal medicine*, Oncology tests
UltraCare Plus
UltraCare Comprehensive
Covered up to $8,500€7,500£5,000
*Complementary
medicine and treatment,
Chinese herbal medicine
and Physiotherapy up to
a maximum sub-limit of
$1,700€1,500£1,000
UltraCare Select
Covered up to $5,100€,4,500£3,000
*Complementary
medicine and treatment,
Chinese herbal medicine
and Physiotherapy up to
a maximum sub-limit of
$1,275€1,125£750
UltraCare Standard
Quote and buy
Out-Patient and Dental Treatment
Available after 6 months continuous cover
UltraCare Plus
Covered up to 75% of $1,275€1,125£750
UltraCare Comprehensive
Covered up to 75% of $850€750£500
UltraCare Select
UltraCare Standard
Quote and buy
Wellness Benefit
Routine healthchecks
UltraCare Plus
Covered up to $850€750£500
UltraCare Comprehensive
Covered up to $680€600£400
UltraCare Select
UltraCare Standard
Quote and buy
Chronic Medical Conditions
UltraCare Plus
Covered within the limits in the in-patient, daycare and out-patient sections
UltraCare Comprehensive
Covered within the limits in the in-patient, daycare and out-patient sections
UltraCare Select
Covered within the limits in the in-patient, daycare and out-patient sections
UltraCare Standard
Covered within the limits in the in-patient and daycare section and immediately following in-patient or daycare treatment
for a period of 90 days after discharge
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Maintenance
Maintenance of chronic medical conditions, routine checkups, prescribed drugs and dressings,
and palliative treatment
UltraCare Plus
Covered up to a lifetime limit of $102,000€90,000£60,000
UltraCare Comprehensive
Covered up to a lifetime limit of $85,000€75,000£50,000
UltraCare Select
Covered up to a lifetime limit of $68,000€60,000£40,000
UltraCare Standard
Quote and buy
Compassionate Emergency Visit
UltraCare Plus
UltraCare Comprehensive
UltraCare Select
UltraCare Standard
Quote and buy
Emergency Evacuation and Repatriation
UltraCare Plus
UltraCare Comprehensive
UltraCare Select
UltraCare Standard
Covered in Full when relating to in-patient and daycare treatment
Quote and buy
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* based on InterGlobal’s UltraCare Standard plan for 18-24 year olds, Area 1
(Europe only)